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Earning Points

The Ralphs Rewards Visa® Prepaid Debit Card is issued by U.S. Bank National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc.


* Your account must be open and in good standing to earn points and redeem e-certificates. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Eligible net purchases do not include lottery tickets, Gift Cards, Money Orders, Recharge CardTM, prescriptions, on any applicable fees or taxes, or when you purchase alcohol or tobacco at a Ralphs location. You may not redeem Rewards, and you will immediately lose all of your Rewards if the Card account is closed for any reason (including, but not limited to, due to Program misuse, bankruptcy, or death). Points expire 24 months from month issued. E-certificates expire 12 months from the issue date. Rewards program is subject to change without notice. See your Cardholder Agreement for details.


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