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Earning Points

You can earn FREE Groceries with 1-2-3 Rewards®!*

Here is a sampling of how your points can add up quickly and easily in one month:

1 point per $1 spent outside our stores =

$300 to pay your bills
300 points earned

2 points per $1 spent inside our stores =

$250 to pay your groceries
500 points earned

3 points per $1 spent on our own family of brands =

$70 for our brand products
210 points earned

Watch your points
add up:

$625 for the things you need
1,010 points
$5 in free groceries

Earn points faster the more you use your card!
Every 1,000 points you earn = $5 in free groceries!

How to Redeem 1-2-3 REWARDS

1-2-3 REWARDS coupons are earned and delivered to you monthly. To use your coupons, scan the barcode on the back of your Personalized Reloadable Card when making purchases in our stores. Coupons can only be redeemed at a participating Kroger Family of Stores location. Your cashier will remind you when you have coupons available.

The Kroger Rewards Prepaid Debit Card, Fred Meyer Rewards® Prepaid Debit Card, and 1-2-3 REWARDS Prepaid Debit Card is issued by U.S. Bank National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. or from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. You cannot earn nor redeem points/Electronic Coupons on purchases made at the Kroger Family of Companies Fuel Centers, on purchases of lottery tickets, Gift Cards, Money Orders, Recharge CardTM, prescriptions, on any applicable fees or taxes, or when you purchase alcohol or tobacco at a Kroger Family of Companies location. Your account must be open and in good standing to earn points and redeem coupons. See your Cardholder Agreement for details. You may not redeem Rewards, and you will immediately lose all of your Rewards if the Card account is closed for any reason (other than as a result of a lost or stolen Card, in which case all accrued rewards will be applied to the replacement Card). Points expire 24 months from month issued. Electronic coupons expire 12 months from issue date. Rewards program is subject to change without notice.

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